VISA: “We wont let adults engage in consensual adult activities via our payment network becuase some religious nutjob somewhere might complain about it, but we’re gonna hand over our network to AI so it can spend all your and our money because we’re customer first”
also just a reminder there was a big password breach with instagram/meta/whatever because people asked an AI agent to give them the passwords for famous peoples accounts.
I cant wait for something similar happening on VISA, someone prompt bombing to get the AI to charge a random account and people melting down as 10s of thousands of dollars of charges appear out of no where.
also just a reminder there was a big password breach with instagram/meta/whatever because people asked an AI agent to give them the passwords for famous peoples accounts.
That’s misleading, accounts have been taken over but passwords have not been leaked (how would that even be possible?)
Lets get mastercard in on this as well and then we’re almost halfway to economic collapse
fuck yeah, burn it all down.
This money thing was overrated anyway.
If the bill comes 10000€, go figure out to tell the bank was AI or something.
Sure just have to navigate their AI chatbot and instant charge reversal.
Well this can’t end well
Visa is gonna hand over my bank details to a chatbot, but if I want to buy a game with anime tits Visa flips the fuck out and starts threatening platforms.
I just moved to a new address and contact you through this customer service form because I lost the openai password. Register my new address and buy an iPhone 17 through Amazon.
The only upside I can think of is that financial instituoms have much better fraud detection these days.
I actually had to call my credit card company and go through a four-question verification in order to buy my new scooter a week ago.
Still, don’t let LLM’s make decisions for you.
So we’re getting robbed?
Always have been.
Man I can’t wait for the European alternative.
If I wasn’t forced to use this shit, I would burn that stupid plastic card in a heart beat.
the current european alternative does not have cards, only an app locked to googlified android and ios phones.
Also there’s like 7 places you can actually use that. I’d get rid of my cards too immediately if there was an actual, viable, european alternative. I pretty much have to use Google on my phone anyways so that my current banking apps and other stuff work reliably, so at least for me it’s smaller and better known evil than Visa.
They are working on an European alternative. Wero is just one backed project. The “digital euro” is what they are working on as an alternative. Though no idea how far that is.
Digital euro should/could/might be in wide use by 2029. But as with anything involving European burecraucy, who knows.
Holy fucking shit we’ve lost our minds collectively.
Wait until you try to buy the newest 60 series gpu.
Of the list of things I would never do. Giving an AI my credit card to shop for me is pretty near the top of the list.
What about your investment portfolio? https://robinhood.com/us/en/agentic-trading/
I still don’t trust having it on my phone.
Payment integrations with AI is NOT a good idea. I still remember a few years back a controversy that happened with Amazon’s Alexa. Apparently, alexa speakers started ordering people dollhouses after hearing its name on TV. Yes ik ik you can disable purchases from amazon from the alexa app but by default, it was enabled.
This article covers it all: https://www.theverge.com/2017/1/7/14200210/amazon-alexa-tech-news-anchor-order-dollhouse
This is the main part
At the end of the story, Anchor Jim Patton remarked: “I love the little girl, saying ‘Alexa ordered me a dollhouse,’” According to CW6 News, Echo owners who were watching the broadcast found that the remark triggered orders on their own devices.
Not ChatGPT…
Bill for a new car arrives in your email. ChatGPT says I figured it was time for you to get a new car. Bank says can’t return it as it’s a legit purchase from your account.
Fun fact: banks don’t like people fucking with their money. A massive influx of fraud claims over a foreseeable risk will be a slam dunk for the banking industry to kill openAI and auction off its corpse.
I don’t trust big businesses to act in my interest, even when it is also very much in their best interests.
Witness the insurance industry flagging the risks of climate change an a massive risk to their industry, and then not using their immense marketing and lobbying power to push for changes that would ultimately result in better future profits (and even survivability) for themselves.
That’s wishful thinking at best. Banks have your money invested in the AI bubble right now. If anything, they’re already working to disqualify purchases made by AI from being considered fraud.
An investment they can pull out again at any time it stops being beneficial to them.
Banks are already starting to unload the loans. They will soon be in someone’s pension fund
People must be so time poor that this seems a good idea. Having stuff arrive at the door that I didn’t know I wanted and balancing the books afterwards seem like new mystery experience awaiting.
That happened a lot before I retired from drinking
It will take time for people to fully trust AI agents to do their shopping, Forestell acknowledged. At first, Visa expects the majority of transactions to still loop in humans, with AI agents sending a notification for consumers to approve the actual purchase.
“Now, imagine you do that a thousand times over the course of some period of time,” he said. “And then your agent says, ‘Do you want me to just not check?’”
This is some capitalist hellscape shit when we’re being driven to hand over consumerism even wtf. Really scraping the bottom of the proverbial moral barrel fighting for this
I recommend the novel Qualityland. Its about a guy who received an item AI ordered for them which they did not want, breaking the system in the process.
Hadn’t heard of this before, thank you for the recommendation! Sounds like it might provide some ideas to bring it all down :3.
They want to close the loop and get the human out of it
Yes, only after obtaining all that sweet grim data I imagine
