• doyun@lemmy.world
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      3 days ago

      Or just use bank transfer. It’s the same as paying in cash. Do Americans still have to use third parties to send money?

      • lucelu2@lemm.ee
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        2 days ago

        I think it depends on what services your bank offers. My bank offers Zelle transactions rather than handing out your checking account number.

      • MajesticElevator@lemmy.zip
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        3 days ago

        It’s better, lot less reversals, but you don’t get the anonymity benefit from it and transfers outside your own country get really expensive

      • Jeffool @lemmy.world
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        3 days ago

        Most of our banks have Zelle, which lets us send money from one bank account directly to another. You can to use the associated email address, phone number, or name. I think it shows you the name on the account? I’m honestly not positive as I so rarely use it. But even then you could create a business account. But not many people use it. Most people prefer Paypal, CashApp, or Venmo.

        • Robust Mirror@aussie.zone
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          3 days ago

          Sounds like PayID in Australia. I find it pretty good and it’s starting to get more popular. And yeah with ours you can just set up a new email and link it to an account, then it’ll let you choose if you want it to show John Smith or just J Smith when someone sends you money. You can also use a phone number or an ABN (Australian business number).

          PayPal is still more popular overall, but I prefer payid for the instant access to the money so I’m glad it’s gaining momentum. Nothing but PayPal ever took off over here.

    • jaschen@lemm.ee
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      3 days ago

      Most small and medium businesses don’t have crypto. They use corporate P cards. So a business would call me if they launched something and the site tanked in sales. 2500 on their corporate card and their problem is fixed.

      There is still a stigma for crypto.

      • MajesticElevator@lemmy.zip
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        3 days ago

        Yea it’s mainly for people to people transaction, not really suit for company payments. It’s a lot harder to fill taxes and stuff with it