Microsoft is losing Builders fast. They’re switching to MacOS and Linux. The biggest pull keeping people on Windows, outside of shear inertia, is content creation and gaming. However, even these are falling to Linux.
Without Builders, you don’t have software, and without software, you don’t have users. This is why Microsoft needs Windows Lite.
The Finals, Battlefield 5 (amazingly it has no loot boxes), Helldivers 2, Arc Raiders, all have anti-cheat so need kernel level access, but they’re not predatory.