CD rates are shit right now, thanks to low interest rates.
Actually, they are really good. The interests rates have come down a bit from their peak, but aren’t actually low at all compared to the last 10 years. There hasn’t been a better time than the last 3 years to be in CDs since basically the 90s.
I am mainly in CDs due to external factors that make locked in returns over regular periods more attractive than other options, though.
Actually, they are really good. The interests rates have come down a bit from their peak, but aren’t actually low at all compared to the last 10 years. There hasn’t been a better time than the last 3 years to be in CDs since basically the 90s.
I am mainly in CDs due to external factors that make locked in returns over regular periods more attractive than other options, though.
That’s barely above the Treasury rate.
Talk to me when they’re north of 7%, a la 2008