Even with insurance, many plans have a deductible that requires you to pay the first couple grand on your own before they’ll cover anything, and even once you’ve paid that amount they will require you to cover a couple hundred per day of hospital stay (doubled for two patients: mom + baby).
It is entirely normal to pay thousands of dollars for a normal uncomplicated hospital birth even with insurance.
Even with insurance, many plans have a deductible that requires you to pay the first couple grand on your own before they’ll cover anything, and even once you’ve paid that amount they will require you to cover a couple hundred per day of hospital stay (doubled for two patients: mom + baby).
It is entirely normal to pay thousands of dollars for a normal uncomplicated hospital birth even with insurance.
This is 100% correct. My plan has a $10,000 yearly deductible, which means that every year I am responsible for the first $10,000 of medical expenses.