Why passkeys are a step back for personal security: examining account lockout risks, platform lock-in, hardware key limits, and fragile recovery flows.
What you are proposing is no different from using a password and wrapping it in custom transport security to send it to the server. This would result in everyone simply using the same password for all sites.
What you are proposing is no different from using a password and wrapping it in custom transport security to send it to the server. This would result in everyone simply using the same password for all sites.