• Victor@lemmy.world
      0·
      1 day ago

      To keep track of my finances. Also no need to make sure I have enough money on my debit account at the time of purchase. More flexibility, more control.

      I pay the full balance of my monthly bill every month, correct. Every purchase is added to my monthly bill.

        • Victor@lemmy.world
          0·
          13 hours ago

          why klarna though?

          • free
          • simple
          • pretty good app
          • zero interest for 30-day “pay later”
          • zero fees for international currency conversion purchases (basically just Steam in my case, but also some other random purchases)
          • I started by testing Klarna just to see what it was about and I liked it so I kept it.

          I’m sure there are better solutions out there, that’s not something I’m refuting here. I’m just saying I’m using Klarna and it works well for me.