• Victor@lemmy.world
    0·
    2 days ago

    To keep track of my finances. Also no need to make sure I have enough money on my debit account at the time of purchase. More flexibility, more control.

    I pay the full balance of my monthly bill every month, correct. Every purchase is added to my monthly bill.

      • Victor@lemmy.world
        0·
        21 hours ago

        why klarna though?

        • free
        • simple
        • pretty good app
        • zero interest for 30-day “pay later”
        • zero fees for international currency conversion purchases (basically just Steam in my case, but also some other random purchases)
        • I started by testing Klarna just to see what it was about and I liked it so I kept it.

        I’m sure there are better solutions out there, that’s not something I’m refuting here. I’m just saying I’m using Klarna and it works well for me.