To add to this, I found out that paying the statement balance before it’s due harms your credit score. Because then when the statement comes out, it shows that you owe zero and this makes it seem like you’re not using your card. At least, this has been my experience.

So, DO pay your full balance on time each month, BUT you need to wait for the statement balance to be generated before doing so.

For those in car-centric countries, I’d bet that potential vehicle accidents are likely a majority of those.

I am kill

What?

I legitimately do not understand

I have never heard the phrase “apocalyptically gay” before. I need to figure out how to use this in my life lol.

You guys have the best flag tho

Me as an ace

Will you marry me

God…whenever I use the device of a relative and see that there are no ad blockers on their yt, it is literally unwatchable. 90 second ads every 90 seconds, I swear, interrupting what’s going on in the video mid sentence. I have absolutely zero clue how people tolerate that.

People complain about cable TV ads, but unfiltered YouTube is absolutely an abomination to mankind.

Now this is dedication to the meme

Great detail on having the hole finally the way through to really highlight it.

Lol what is this a reference to

Always mesmerizing when a human goes full on thumb form.

There is a network of hospitals where I grew up that have the company name “Ascension”.

I always thought that was an incredibly poor choice of naming convention for a hospital. Who wants to go to the hospital to ascend?? Bitch I want to keep living, not “ascend” at your hospital!!

Goddamn who shit in your cornflakes today lol

Well yeah I mean the image is a joke…

I love the Mariah Carey Christmas memes, but tbh it’s one of the only Christmas songs I actually like lol! I don’t really seem to get tired of it, but I don’t listen to a ton of Christmas music in general. Just an occasional one during the season is all. Don’t hate me for it!!

It’s one banana, Michael! What could it possibly cost? $10???

Yes.