• marxismtomorrow@lemmy.today
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    9 hours ago

    Ppl say this with such conviction but what about your bank website?

    Prepaid debit cards exist. Load money at any convenience store. You can even get a routing number/account number for it so you can direct deposit to it. You call a number to check your balance or lock your card.

    What if it becomes industry standard and you have no other options?

    There’s no such thing on the internet. Most lemmy instances with a captcha use hcaptcha or similar since its cheaper (free, in fact), as an example.

    • yestalgia@lemmy.world
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      9 hours ago

      What about investments?

      Loading prepaid debit cards at gas stations sounds like a rough life. I’d like to think that I’d have more conviction for privacy if it came to that, but everyone has their line I guess.

      • marxismtomorrow@lemmy.today
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        9 hours ago

        What about investments?

        Doesn’t affect 90+% of people, and the remaining population frankly doesn’t deserve privacy since they don’t have anything to complain about.

        Loading prepaid debit cards at gas stations sounds like a rough life. I’d like to think that I’d have more conviction for privacy if it came to that, but everyone has their line I guess.

        Genuinely not bad unless you’re a complete shut-in. It’s also how the bottom 20% of Americans deal with online bill pay and interact financially with the digital world.

        • boonhet@sopuli.xyz
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          9 hours ago

          If you’re living under capitalism and not investing in any way, that’s not really some noble act, it’s you voluntarily staying broke and dependent on others in the future.

          Should at least have some form of retirement fund going so you don’t have to leech off the taxes paid by the young when you’re old.

          • marxismtomorrow@lemmy.today
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            9 hours ago

            If you’re living under capitalism and not investing in any way, that’s not really some noble act, it’s you voluntarily staying broke and dependent on others in the future.

            I’ll let you know when I magically have spare money in the worst global economy since the great depression.

            Should at least have some form of retirement fund going so you don’t have to leech off the taxes paid by the young when you’re old.

            No one checks their 401k often. Most people don’t consider that investment given its a scam they likely won’t ever cash in.

              • Meatwagon@lemmy.dbzer0.com
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                4 hours ago

                You get social security if that’s what you mean, but chances are the boomers will drain it all before my generation gets a whiff at it. And it’s ass anyway.

              • TryingToBeGood@reddthat.com
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                7 hours ago

                Depends on the job. Some state employees get pensions, yes. Private employers usually do not provide pensions. The majority of people are going to get Social Security after they reach a certain age, but only if they’ve worked for a certain number of years. And Social Security can be as little as $1200/month. (It was never intended to be someone’s sole income in retirement, just a supplement.)

            • boonhet@sopuli.xyz
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              1 hour ago

              Very much not American but still investing what I can because no fucking way is the pension system still going to be there in 50 years, we haven’t produced enough children in decades.

            • Grimy@lemmy.world
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              8 hours ago

              You have to be pragmatic in life and play the hand you are dealt. I’m a commi at heart but not playing the capitalist circus just makes you homeless, not smart.