When I used to drive through the intersection where that situation would happen I’d ignore their requests for money (I didn’t have much) but unless I was in an especially bad mood I’d give them a friendly hello, and sometimes they’d be happy enough to stop and chat with someone who treated them like human being for a moment. Otherwise they’d ignore me and move on, which is also fine.
When I used to drive through the intersection where that situation would happen I’d ignore their requests for money (I didn’t have much) but unless I was in an especially bad mood I’d give them a friendly hello, and sometimes they’d be happy enough to stop and chat with someone who treated them like human being for a moment. Otherwise they’d ignore me and move on, which is also fine.
Some of us are introverts in addition to poor.