• Home edition has this “please sign in to microsoft account to ‘finish encryption’” text with a exclamation mark which implies the key is available on the drive unencrypted if you don’t sign in, meaning anyone could just access your drive with physical access.

    There is no “turning off” the key upload, once you sign in, the upload happens immediately, you can “delete” it later, but like nobody really knows if they ever delete it once they have it.