And to expand on the other answers you received, it’s hilarious (and perhaps old now… I saw something about medical debt now being counted on credit scores and I’m sure attacks have been made on medical debts in general) that the advice typically given was to NEVER make a payment on any medical debt, because that counted as a commitment towards paying, and the laws that eventually made medical debts go away no longer applied, so the debt companies would have more ammunition to use against you in court.