• Cowbee [he/him]@lemmy.ml
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    9 months ago

    3.75 million dollars in a high yield savings account right now pays 150k per year, at a rate of 4% annually. Investing in the broad market pays 6%ish per year after adjusting to inflation.

    You can make multiple millions off of intentionally jogging per year, which pretty much debunks your point. Yes, breathing is more passive, but will lose to inflation compared to what you can gain comparatively immediately with steps.