I’m not necessarily interested in the traditional full budgeting and planning type stuff, but more like “AI take all these statements and tell me how to save money” purpose built tools. Anyone used anything they’d suggest?
(And to hopefully head off any unhelpful answers like I got on Reddit, I am not trying to have an AI manage my money, nor am I talking about just a wrapper for ChatGPT. AI in the broad sense of the term that can be intelligently used as part of larger programmatic workflows.)
Edit: For anyone actually trying to understand the possible applications, I found this: https://midday.ai/updates/automatic-reconciliation-engine/. The product is overkill for the sort of personal use I was asking about, but this article does a good job of showing the why and how.
You aren’t going to find a useful AI system for personal use in Finance, you simply don’t have the scale needed to benefit from it. You don’t make enough transactions per month that looking over it yourself is going to be any slower than reading the AI summary.
The question as with most process optimization and data analysis is, what’s the actual result you’re hoping for? If you want it to be able to summarize WALMART, WAL-MART and WMART so you can see those numbers added together, you already know you spent a lot at Walmart. Whare are you going to actually do with that information?