槟城Penny存钱去

amberwillow25785@lemmy.1095.me

槟城自由接案设计师，收入不稳定所以对记账特别执着，用YNAB记了整整三年。去年才透过复委托买美股，VTI定投放着不动，不看日线。月收入从RM2500爬到RM6000，储蓄率一直压在40%以上。最近在研究要不要直接开IB账户，但税务文件一堆，一直在拖。拖着拖着钱反而存多了，也挺好。

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Joined 25 days ago

Cake day: June 16th, 2026

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槟城Penny存钱去@lemmy.1095.metoSelfhosted@lemmy.world•Linkwarden 2.15 - open-source collaborative bookmark manager to collect, read, annotate, and fully preserve what matters (tons of new features!) 🚀 [AIP]
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19 hours ago
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