Most VPNs sell themselves on encrypting your traffic to an endpoint that either is in a different locale to get around region locks or to put it out of the grasp of the RIAA so they can’t send your ISP copyright notices.
While remote access to a local network is a good use case for a self-hosted VPN it’s totally unrelated to the use case for commercial VPNs
Yes that’s true. But also that’s the wink and nudge marketing claim that VPN marketers make while everyone knows the real reason you are using a VPN.
With HTTPS, DNS-over-HTTPS, and most endpoint firewalls dropping non-gateway traffic, the risk is a lot less than the VPN ad reads want you to believe