If the job requires you to be at your desk then presumably that means you have work to complete. Judge people for what they get done, not how often they mindlessly move a mouse and this wouldn’t be a problem!

In a similar vein, I was trying to find something on Facebook (yeah, I know, but it was a funny work thing) today and went to use the search function to look for the FB page in question (searched the exact name) and if you just hit enter the new AI assumes you’re asking it a question. It’s FB! It’s not a search engine! Why is it trying to give me a phone number for the police department I’m looking up to see their insane post?! I want to see the page! The page with the name I searched! On the app I searched in! Now you have to click a separate button that specifies you’re looking to search through FB… In the FB app!

This AI crap is already k.i.l.l.i.n.g. me.

You’re right, they should have just starved instead! So enlightened, thanks for setting us all straight!

The only people who don’t need credit to live are rich enough that money will never be out of their reach.

Also, your credit cards are a different kind of “loan” - revolving - vs those other debts, which are installment. Having a mix of the two will improve your credit. They literally want it to be impossible to have good credit without the cards.

The first time I wanted to finance a car I discovered I have what’s called a “thin file.” My (interest free) student loan wasn’t reporting to all 3 agencies. I was able to get my dad to co-sign. I was 26. Discovered then that being told “never ever ever own a credit card” (by my dad!) was very bad advice. Get one with a low limit and use it to pay the same bill every month. Credit! Now other places trust that you pay your bills.

I’ve since gotten several cards (it’s been nearly a decade) and they each serve a different specific purpose. I purposely target high signing bonuses and my purchases are better protected. My limits are stupid high, which I guess is nice but I’ll never put that much on so it’s a bit pointless. Then again, knowing I have access to that if things ever become dire is nice.

I’m sure that will make people feel super safe while ubering.

Cruise ships are more about the amenities on board. Not sure how many amenities you could get on an airship because of the weight. So it would be a two days boring as hell trip and most people aren’t going to give up the vacay time to sit around and do nothing.

I have mint too and haven’t had much trouble with bandwidth. But to be fair I don’t use my phone for very much while not on wifi, mostly just streaming music and Google maps.

I have a small house I purchased in a neighborhood full of renters. I bought during the low interest pandemic times, too, so my mortgage is less than most people’s rent. If I won the lottery tomorrow I would definitely sell my house for a better one (I make about 30% more now than when I bought, and the only reason I won’t move now is because of the interest rate). So many people have told me that I need to rent this place out rather than sell it. But I don’t have the ability to be the kind of landlord you described and therefore I know I shouldn’t be a landlord at all.